Ich habe eine Ingdiba Visa wo noch Credit drauf steht. ING. Hallo Benny, aktuell ist nichts geplant. Wir geben Ihren Vorschlag aber gerne an unsere. Wegen der VISA Secure kann ich nicht mein Flug buchen. Ich kann es nicht verstehen, bin von service der INg diba leider enttäuscht geworden. vielleicht muss. Lohnt sich eine ING Kreditkarte? ✓ kostenfrei Geld abheben ✓ komplett kostenlos ➤ alle Infos zu Gebühren und Alternativen der ING Diba Visa!
WissensWertLohnt sich eine ING Kreditkarte? ✓ kostenfrei Geld abheben ✓ komplett kostenlos ➤ alle Infos zu Gebühren und Alternativen der ING Diba Visa! Ihre VISA Card [Debitkarte]. Kostenlos Geld abheben ab 50 Euro an 97% aller Automaten in Deutschland und allen Euro-Ländern. Weltweit. Angebotsdetails. Jahresgebühr: 0,00 €. Anbieter: ING-DiBa AG. Kartensystem: Visa. Girokonto inklusive: Ja (nur in Verbindung mit Konto). Partnerkarte möglich:.
Ingdiba Visa Details on the conditions VideoING-DiBa ► Geld einzahlen kostenlos ◄ Dokumentation
Slot Casino mit anderen Spielern Slot Casino kГnnen! - Zwei kostenlose KartenIch kann online nicht mit meiner Visakarte bezahlen. ING-DiBa with Giro + Visa Card ► free of charge! Modern and proven – these two characteristics apply to the ING-DiBa. The current account exists since and is free of charge without incoming salary transfers! Depending on your personal preferences, you can manage the account by phone, online banking or banking app. Your ING Visa Classic credit card comes with 3 different types of insurance cover at no extra charge. The buyer's guarantee: purchases you make with your ING Visa Classic credit card are covered against accidental damage, street robbery and burglary. It is the easiest to withdraw cash via the Visa Card (DKB as well as ING-DiBa), because then you do not have to search for the “appropriate” ATMs or group. Every ATM that accepts Visa Cards will pay out the desired cash, though there might be pay-out limits imposed by the ATM provider. The ING Visa is virtually immediately debited from the current account, which is good for not losing the overview of one’s expenses. On the other side, there are also situations in which the very long term of payment of the Barclay is helpful. Jetzt sind Sie dran: Machen Sie was aus Ihren Ideen. Mit unserem kostenlosen Gehaltskonto, innovativen Apps und Banking, das Spaß macht.
Who wants, can apply for the overdraft facility right after the account opening can also be made at any time later — if the application on overdraft facility should be rejected first, one has a new chance after every 6 months.
Interestingly, one gets an overdraft facility granted immediately at the ING-DiBa — provided an appropriate creditworthiness.
One does not have to wait several months, as usual in some other banks, until the salary payments are credited to the account. Thus, you can have a correspondingly large overdraft facility at two banks!
However, and this is understandable, the bank wants to see how much money you earn. At an application for the overdraft facility, one submits a copy of the latest pay slip.
Whether you apply for the overdraft facility right at account opening or save the option for later is entirely your decision. Since the 28th of January , I have my own free current account and the two cards of the bank.
Even if I do not use the account regularly due to other banks that I present on our special portal back then, I have set it up as an emergency account , I or my team are glad to answer your questions about the account opening and use via the comments box.
Moreover, I have created a step-by-step instruction here for you, so that you can apply for the account easier.
Of course, I would be especially thankful for support by dedicated readers and account holders. Thank you for being with DeutschesKonto.
My partner and I have a joint bank and investing account. Then, only the amount beyond that will be subject to Kapitalertragssteuer. If that is the case, and there actually is still Kapitalertragssteuer to pay, the bank will automatically forward it to the tax authorities.
Does this capital tax mean that I should only have maximum of euro in my account to be exempted in paying the tax? I am sorry I dont quite get it clear.
During the legitimization process the bank employee will gladly switch into some English language, if you prefer that.
However, they will speak some German with you to see, if you have some basic German knowledge — because how else could one be able to use the bank, if one does not understand them?
Money on that giro account does not accumulate any interest. ING-DiBa offers additionally a savings account with interest. It is called Extra-Konto.
Thanks for your reply. Ing-Diba account opening difficult as a foreigner without an Aufenthaltstitel. Account opening process still requires hard-copy and is lengthy, application form mentions a Schufa check even if not requesting a credit facility.
Is there a possibility of opening a salary account or simply an account for salary crediting process? They only open bank accounts for people living in Germany.
Some further advice: There are special providers that offer the possibility to open an account while you are still abroad, and you can even transfer money to that new account.
It will only be activated for full use, once the legitimization process after your arrival in Germany has been performed. Such services are naturally not free of charge.
Since ING-DiBa does not have local branches where you could exchange your money into a different currency, your best option for that would one of the regular exchange services at airports and large railway stations.
You do not need to be a customer there. I have question, as an international student is it possible to open an account with ING-DiBa even though all services are in German?
That means, in order to do the online banking, you at least have to have a rudimentary knowledge of the respective vocabulary.
When it comes to customer service and you call within general business hours, you have a good chance that there is someone available who speaks English and might be able to at least answer some general qustions.
What they cannot do though — for legal reasons — is conduct any kind of actual banking procedures e. I am currently waiting for the cards,etc.
During the account opening process, they have offered a euro overdraft or credit line? I was not even requested at any stage to present a copy of my pay slips.
The question is can I request to increase this overdraft or credit line? My net monthly salary is slightly superior to this amount. I would advise to give them a call after a couple of months, after the account has had a bit of time to develop, and ask about your possibilities.
I come from a non-EU country and have been living in Germany for almost 5 years now. I have my primary account with Commerzbank.
I have my secondary account along with a Securities account Depotkonto at Consorsbank. A week later, I happened to request a Schufa report as part of my apartment hunt and found my Schufa score to be pretty impressive and no negative entries.
Deutsche Post treats us Non-EU citizens like shit. Luckily, ING offered me an alternative solution to complete this step.
Can you please let me know what is that alternative solution to the PostIdent being a foreigner? Because I am in same boat as you were.
Thanks you. I called up the Customer Care and explained the situation. Within the next couple of days, I received a letter with an alternative solution.
They asked me to goto a Notary and do an identity verification there. Required Forms were also enclosed. I called up a few Notaries to see if anyone is willing to do this and how much they charge.
Most Notaries were confused and rejected right away. I asked about any other alternatives or if they will reimburse the costs. During this call, they asked me if I would be willing to come to their office in person and submit my Identification Documents.
As I live in Frankfurt and am literally few mins away from their office, I gladly accepted this solution.
We scheduled an appointment for Friday afternoon and went over in person. Hi, I had the same problem. I went there and one of the staff did the legitimation simply took a copy of my passport and asked me to sign on copy.
Hello, Thank you very much for all the information here, very helpful! I have a question considering the credit line in ING-DiBa, when I open my account, I applied for a credit of Euros 3 times my net income and got declined.
Now, I am trying to apply again but it seems that the option Dispo ändern does not appear on Internet banking. What is the work around for this?
Thanks in advance. This feature does not show on a permanent base, because it is not used that often. While credit card number may seem like a random string of digits, they actually contain a large amount of valuable data about the card that can be used for validation and verification purposes.
The first digit of the card is known as the MII digit, and indicates the credit card's scheme. In this case, the MII of 4 indicates that this is a Visa card.
This sequence uniquely identifies the bank that issued the card. Advantage: The interest rate is considerably lower and you repay the once created credit card debt much faster.
Please act responsible with credit cards and credit lines, just like we expect it from smart bank customers.
But there are also situations in life, where you are super-happy, if you can immediately use an available credit line in an emergency!
We have quite some people in our community, who faced such a case in the past and were glad that they could use a big balance over a period of time.
Edi Grüner was the first person, who responded to my invitation of contributing something to this article. A heartely thanks! On the other side, there are also situations in which the very long term of payment of the Barclay is helpful.
When I e. Neither can I complain of the service. After the acquaintance of my wallet with a big magnet, the two defect cards were replaced in an uncomplicated and fast manner.
At the Barclay it was even free of charge. If the last paragraphs are not so important for you and you are just interested in an outstanding credit card that you can easily apply for online, then you get a brief summary of the comparison here:.
Say, I use the credit card and at the end of the month I get a bill. Then I have 28 days to pay the rest of the sum?
If I add the direct debiting, when will Barclay deduct the amount; on the billing day or after 28 days of the billing?
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Such offerings already existed in the past. However, it seems that the requirements for the initial balance increase with the time.
Do you want to take a look at the requirements? As our regular readers know, I have my main current account at the DKB.
In the basic features, both accounts are free of charge and virtually exchangeable. The DKB is convinced — and I share this opinion —, that its account is so good that one does not have to gain new customers through an initial balance.
Due to the very good and fair conditions , the ING-DiBa would not need to give away a present for the account opening. However, it does so, maybe due to tradition.
Since I know the bank, there are always presents for new customers. There are people, who like to take such bonuses , if one is deciding to get a new current account anyway.
Perhaps due to our detailed reporting about the DKB, many readers choose this bank. They have made an outstanding decision. However, no everyone, who applies on account opening at the DKB, gets the account.
The Schufa-query and the Schufa-score play an important part in the decision, whether it will come to an account opening or not. In the past weeks, several readers wrote or posted through the comments feature of our articles that the account opening at the DKB did not work, but they are now happy customers of the ING-DiBa.
This has an important background: the account at the DKB only exists with a credit line. Some people may initially only be granted a small amount, but it is something.
This way, one can get an account at an amazing German direct bank easier and later book the overdraft facility credit line as a supplement.
Please write us about your experiences with the account opening and use of the ING-DiBa through the comments feature.
Tips, advices and exchange of smart bank customers for smart bank customers are more than welcome. Many thanks! Herein, fees apply at most banks and savings banks that are partially horrendous.
However, truly free of charge is the cash withdrawal only within the Euro-area. This is common in this industry, but not ideal for smart bank customers.
Whoever uses the current account of the ING-DiBa mainly in Germany and makes a journey abroad only once a year, does not have to think a lot about it.
Cost and saving regarding the foreign transaction fee are in perspective. Nevertheless, I will present a thrilling supplent to the DiBa-account in the last part!
Who travels frequently or for a long time to Sweden and Romania, could perhaps open an account at the ING-DiBa just out of this reason.
These are Euros 7, per week and due to the fact that one gets the Girocard as well as the Visa Card for free automatically after the account opening, one can withdraw cash up to a maximum of Euros 14, per week from the ATM.
This is proportionally a lot! Multiple withdrawals on the same day are possible! With both cards together, you can withdraw up to a maximum of Euros 2, or the countervalue in the foreign currency per day.
This is a whole lot of money! However, limited is the cash-free transaction with the cards to up to Euros 4, per week!